Onchain Yield Coin (ONyc) is a multi-collateral, yield-bearing asset built to offer investors reliable, high yield with real-world stability. Designed for both DeFi participants and allocators, ONyc channels stablecoins into private reinsurance placements—an asset class traditionally uncorrelated with crypto or traditional markets—and targets a base APY of 16%+. With regulated underwriting and secure asset custody as its foundation, ONyc is one of the only RWA tokens built for full composability across DeFi, enabling holders to use ONyc as collateral to borrow, lend, or loop positions while maintaining transparency, flexibility, and access to liquid, productive capital. The result is a resilient, versatile onchain asset offering both steady yield and real-world risk exposure.