This OpenTrade Money Market Fund backed stablecoin yield vault aims to provide clients with the risk free rate of return on USDC / USDT through secured loans, which are fully and exclusively backed by investments in the Franklin Templeton's tokenised money market fund - BENJI. OpenTrade clients can move USDC / USDT in and out of the vault at anytime, with Interest that begins accruing instantly, compounds daily, and can be withdrawn at anytime with no lock-ups or per transaction fees. In addition to the value unlocked for company treasurers who can earn the risk-free rate on stablecoin holdings without having to on/off ramp into fiat or manage multiple off-chain processes and accounts, companies can leverage OpenTrade's stablecoin yield vault to power their own stablecoin yield products for their users, which are entirely embedded in their existing apps and user experiences.